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January 9, 2026 | By First Life Research As the first quarter of 2026 kicks off, Filipino households are at a critical crossroads. With the economic landscape shifting, now is the time for a proactive "financial reset" to optimize your capital and protect your assets. According to official data from the Bangko Sentral ng Pilipinas (BSP) , the target reverse repurchase (RRP) rate is at a three-year low of 4.5%. For savvy individuals, the first 30 days of the year represent a