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Only life insurance answers the three uncertainties of life: living too short, living too long, and being disabled. When misfortune befalls a person, the banker may come to take everything away, unless the insurance man comes around to pay for the fallen one’s every need. “In the financial industry, this is the only instrument that takes just a little during good times and gives everything back to you a thousandfold during bad times. We are in a business where we are expected

In a world where financial advice often feels overly complicated, true security can often be found in simplicity. One of the most effective strategies for building lasting wealth and peace of mind is the 10-10-10 Rule. Popularized by financial experts like Tony Robbins and championed by strategic leaders in the insurance industry, this framework helps you prioritize your future and your values before everyday expenses take over. It’s not just about how much you earn—it’s abou

January 28, 2026 | By First Life Research In 2026, many Filipinos face a harsh reality: while medical technology continues to improve, healthcare is becoming harder to afford . We are no longer just fighting illness—we are also racing against rising costs. According to reports from WTW (Willis Towers Watson) and Mercer Marsh Benefits , medical inflation ranging from 16% to 18.3% threatens your long-term financial stability. This means that medical expenses are increasing

January 9, 2026 | By First Life Research As the first quarter of 2026 kicks off, Filipino households are at a critical crossroads. With the economic landscape shifting, now is the time for a proactive "financial reset" to optimize your capital and protect your assets. According to official data from the Bangko Sentral ng Pilipinas (BSP) , the target reverse repurchase (RRP) rate is at a three-year low of 4.5%. For savvy individuals, the first 30 days of the year represent a